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FBYT TERMS OF SERVICE AND RISK DISCLOSURE

YOU MUST READ THESE TERMS AND THE RISK DISCLOSURE CAREFULLY. THESE TERMS SET FORTH LEGALLY BINDING TERMS AND CONDITIONS GOVERNING YOUR ACCESS TO AND USE OF THE FBYT INTERFACE AND ANY RELATED SERVICES.

THE FBYT INTERFACE IS PROVIDED AS A SOFTWARE TOOL ONLY. FBYT DOES NOT PROVIDE MONEY MANAGEMENT SERVICES, INVESTMENT ADVICE, BROKERAGE SERVICES, CUSTODY, OR ANY FINANCIAL SERVICES.

BLOCKCHAIN TRANSACTIONS ARE IRREVERSIBLE. DIGITAL ASSETS ARE HIGHLY VOLATILE. YOU MAY LOSE SOME OR ALL OF YOUR FUNDS. YOU USE THE INTERFACE AND PROTOCOL ENTIRELY AT YOUR OWN RISK.

1. Definitions

  • "Interface" — the front-end application(s) enabling interaction with the Protocol
  • "Protocol" — the autonomous, decentralized smart contracts on Solana
  • "Vault" — a smart contract-managed account for fund management
  • "Money Manager" — a user who creates and trades within a Vault
  • "Investor" — a user who deposits into a Vault
  • "Digital Assets" — tokens / cryptocurrencies on supported blockchains

2. Nature of the Protocol

FBYT provides a software interface to autonomous smart contracts. It does not:

  • Hold, custody, or control user funds
  • Execute trades on behalf of users
  • Act as a broker, dealer, exchange, or advisor
  • Guarantee performance or returns
  • Match investors with managers

3. Eligibility & Restricted Persons

You must be 18+ and have legal capacity. The Interface is NOT available to:

  • Persons subject to OFAC/UN/EU/UK sanctions
  • Residents of sanctioned jurisdictions (Iran, North Korea, Syria, Cuba, etc.)
  • Persons using VPNs to circumvent restrictions

4. No Financial Advice

Nothing on the Interface constitutes financial, legal, or tax advice. You are solely responsible for your own decisions.

5. Fees

Money Managers set their own fee structures. The Protocol may charge a protocol fee. Blockchain gas fees apply to all transactions.

6. Intellectual Property

FBYT retains all IP rights in the Interface. You receive a limited, non-exclusive, non-transferable license to use the Interface.

7. Disclaimer of Warranties

THE INTERFACE AND PROTOCOL ARE PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND.

8. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, FBYT SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES.

Annex A — Risk Disclosure

A1. Smart Contract Risk

Smart contracts may contain bugs, vulnerabilities, or unintended behaviors. Audits reduce but do not eliminate risk.

A2. Market Volatility

Digital asset prices can fluctuate significantly. Past performance does not indicate future results.

A3. Liquidity Risk

Certain assets may become illiquid. Slippage may occur during trades.

A4. Regulatory Risk

Laws around crypto differ by country and may change. You are responsible for compliance.

A5. Acknowledgements

By using the Interface, you confirm:

  • You are 18+ and have legal capacity
  • You are not a Restricted Person
  • You understand non-custodial operation
  • You accept smart contract and market risks
  • You accept responsibility for compliance and taxes
  • You accept possibility of total loss